Proverbs 21:20–31 (NKJV)
20 There is desirable treasure,
And oil in the dwelling of the wise,
But a foolish man squanders it.
21 He who follows righteousness and mercy
Finds life, righteousness and honor.
22 A wise man scales the city of the mighty,
And brings down the trusted stronghold.
23 Whoever guards his mouth and tongue
Keeps his soul from troubles.
24 A proud and haughty man—“Scoffer” is his name;
He acts with arrogant pride.
25 The desire of the lazy man kills him,
For his hands refuse to labor.
26 He covets greedily all day long,
But the righteous gives and does not spare.
27 The sacrifice of the wicked is an abomination;
How much more when he brings it with wicked intent!
28 A false witness shall perish,
But the man who hears him will speak endlessly.
29 A wicked man hardens his face,
But as for the upright, he establishes his way.
30 There is no wisdom or understanding
Or counsel against the LORD.
31 The horse is prepared for the day of battle,
But deliverance is of the LORD.
The wise have treasure and oil, but the wicked is destitute. Righteousness and mercy bring life, The wise wins at war, and the man who speaks discreetly avoids trouble. The unwise act with arrogance, and laziness kills. False witnesses perish, wicked men become hardened, but the upright is established. No one can counsel against the Lord, and deliverance is from Him.
This passage primarily talks about how the wicked face demise and the righteous are blessed. The foolish fall prey to their own folly. The wise are established and settled. What is the moral? Live wise and righteous, for those goals are the only way to blessing!