Solomon writes some wise advice for his son concerning several risky behaviors.  First, he warns against co-signing or securing a loan for someone else.  He describes this as a snare from which one should seek to be delivered.  Second, he warns against lazyness and alludes to the example of the ant who works tirelessly and always has food to eat.  He offers a mocking poetic verse,

9 How long will you slumber, O sluggard?

When will you rise from your sleep?

10 A little sleep, a little slumber,

A little folding of the hands to sleep—

11 So shall your poverty come on you like a prowler,

And your need like and armed man.

Third, Solomon warns against the influence of a wicked man who is perverse in his speech and devises evil.  Finally, Solomon names six or seven things that God hates:

17 A proud look,
A lying tongue, Hands that shed innocent blood, 

18 A heart that devises wicked plans,
Feet that are swift in running to evil, 

19 A false witness who speaks lies,
And one who sows discord among brethren.

Individuals should avoid becoming bound by promises over which they have little control.  A loan for someone else is at the mercy of the person to whom the money is lent.  However, the guarantor is on the hook for the repayment should the lendee not pay.  Not wise business.  Be responsible for your own debts, not those of another.  Men and woman should also see the value of hard work and dedication, and understand that those who do not work may not be able to eat.  Earn your way, and help others less fortunate when you are strong.  Surround yourself with successful, Godly people.  They will lead you in right paths.  And, finally, love what God loves and hate what God hates.  In so doing, you will succeed!

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